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Identity theft has become rampant in our society. Hopefully you have already read my article entitled Phishing Schemes Lead to Identity Theft and done everything you need to protect yourself from phishing schemes that lead to ID theft. But there are many other ways that the bad guys can use to steal your identity. You may have heard of LifeLock, a company that protects you against identity theft. I set out to find out exactly what they do.
Lifelock offers a comprehensive program against identity theft. While some of the things they do you can do yourself, what they offer is an all-inclusive protection plan that you never have to think about. It is, in actuality, it is inexpensive insurance against identity theft. Here is the gist of what they will do for you.
1. They ask the credit bureaus to set free fraud alerts on your behalf.
2. Every 90 days they ask the credit bureaus to do it again.
3. They request that your name be removed from pre-approved credit card and junk mail lists and we keep making the requests as they expire. Statistics show that this is one of the many ways that thieves hijack identities.
4. Every year they request free credit reports on your behalf from the major credit bureaus to be sent directly to you.
5. With their WalletLock service if ever your wallet goes missing, just give them a call - anytime, anywhere - and a WalletLock specialist will help you contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents, including your credit/debit cards, driver's license, social security card, insurance cards, checkbook - even travelers checks - at no additional cost.
6. They help you shut down potential identity threats fast with our identity monitoring package: • eRecon scours known criminal websites for the illegal selling or trading of your personal information (including your Social Security number, credit card number, driver's license and email address, if provided) and informs you when something is found. • TrueAddress notifies you when they detect any new address information associated with your name in address databases nationwide. This helps alert you if a criminal has changed your address to steal mail and obtain your financial information.
7. If your Identity is stolen while you are a member of LifeLock, they do whatever it takes to recover your good name. If you need lawyers, investigators, accountants, or case managers, they hire the best. If you lose money as a result of the theft, they give it back to you. They will do whatever it takes to help you recover your good name and they will spend up to $1,000,000 to do it.
Because I think some of you will find this a valuable service, I have arranged for you to get a 10% discount! Click here: LifeLock for more information and to get your discount.
As long as you click from this link, the discount is automatically applied. No coupon code is needed.
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